Terms of Use

Effective November 2026

These terms apply to your use of procapitalsolutions.com (the "site"), run by MEA Financial LLC, doing business as Pro Capital Solutions ("we," "us"). By using the site, you agree to these terms. If you don't agree, please don't use the site.

We are a loan broker, not a lender

We help business owners prepare SBA loan requests and match them with lenders. We do not make loans. Every loan is subject to the lender's own review and approval, and the lender alone sets the final amount, rate, term and conditions.

Nothing on this site is an offer or approval

The information on this site is general information about SBA lending. It is not an offer to lend, a commitment to lend, or a guarantee that you will be approved or funded.

• The "Do I qualify?" check is a quick screen based on your answers. A "looks like a fit" result is not an approval.
• The payment estimator shows an estimate only. Your actual rate, term and payment are set by the lender.
• Funding times, including "as little as 2 weeks," depend on your file and the lender and are not guaranteed.

The information you send us

When you fill out a form or upload documents, you confirm that the information is accurate and complete to the best of your knowledge, and that you are authorized to share it on behalf of the business. How we use and protect your information is explained in our Privacy Policy.

Our fees

There is no cost to find out what you qualify for, and we are paid only if your loan funds. Any fee is set out in a written fee agreement that you sign before we begin work on your SBA paperwork. Nothing on this site creates a fee obligation on its own.

Referral partners

Signing up as a referral partner through the site does not by itself create a partnership or an obligation to pay referral compensation. Referral compensation is governed only by a separate written agreement between you and us.

Not the SBA

We are not affiliated with, endorsed by, or acting on behalf of the U.S. Small Business Administration.

No legal, tax or accounting advice

Nothing on this site is legal, tax or accounting advice. Talk to your own advisors about your situation.

Other websites

The site links to services run by others, such as our scheduling page. We are not responsible for their content or practices, and their own terms and privacy policies apply.

Site content

The text, design and logo on this site belong to MEA Financial LLC. You may not copy or reuse them for commercial purposes without our written permission.

Disclaimer and limits on liability

The site is provided "as is." We work to keep it accurate and available, but we don't promise that it will be error-free or uninterrupted. To the fullest extent the law allows, we are not liable for any indirect or consequential losses arising from your use of the site or your reliance on its content.

Governing law

These terms are governed by the laws of the State of New Jersey.

Changes to these terms

If we change these terms, we'll post the new version on this page with a new effective date.

Contact us

Pro Capital Solutions (MEA Financial LLC)
Email: alex@procapitalsolutions.com